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Gray House

Subscription Agreement

This Subscription Agreement governs your use of Gray House services. Please read carefully before subscribing to our bookkeeping, tax, or CFO services.

Effective Date: January 1, 2026

Agreement Overview

This Subscription Agreement ("Agreement") is entered into between Gray House Fintech Solutions LLC ("Gray House", "we", "us") and you ("Client", "you", "your"). This Agreement sets forth the terms and conditions under which Gray House will provide financial services to your business.

By subscribing to our services, creating an account, or using our platform, you acknowledge that you have read, understood, and agree to be bound by this Agreement, our Terms of Use, and Privacy Policy.

This Agreement is specifically designed for businesses operating in Saudi Arabia and incorporates requirements under ZATCA regulations and Saudi Commercial Law.

Service Plans and Inclusions

Gray House offers various subscription plans tailored to different business needs:

Bookkeeping Plans

Monthly or annual plans including:

  • Transaction recording and categorization
  • Bank and credit card reconciliation
  • Monthly financial statements
  • Dedicated bookkeeper
  • ZATCA-compliant record keeping

Tax Services

Annual or quarterly plans including:

  • VAT registration and filing
  • Zakat calculation and filing
  • Tax advisory and planning
  • ZATCA correspondence
  • E-invoicing Phase 2 compliance

CFO Services

Monthly advisory plans including:

  • Financial strategy and planning
  • Budget preparation and monitoring
  • Investor reporting
  • Cash flow management
  • Monthly strategy calls

Subscription Terms

Billing and Payment

  • Subscriptions are billed in advance on a monthly or annual basis
  • All fees are in Saudi Riyals (SAR) unless otherwise stated
  • Payment is due within 14 days of invoice date
  • Late payments may result in service suspension
  • Annual plans receive discounted rates as advertised

Term and Renewal

  • Monthly subscriptions automatically renew each month
  • Annual subscriptions automatically renew annually
  • You may cancel anytime with 30 days notice
  • Cancellation takes effect at the end of the current billing period

Service Level Commitments

  • Bookkeeping: Monthly reports delivered within 15 business days
  • Tax filing: Returns filed 5 business days before deadline
  • Support: Response within 24 business hours
  • Uptime: 99.5% platform availability guarantee

Client Responsibilities

To ensure effective service delivery, you agree to:

1

Provide Accurate Information

Supply complete, accurate, and timely financial documents, including bank statements, invoices, receipts, and other relevant records.

2

Review and Approve

Review all financial reports and tax filings prepared by Gray House and approve them before submission to ZATCA or other authorities.

3

Maintain Security

Protect your account credentials and immediately notify us of any unauthorized access or security concerns.

4

Compliance Cooperation

Cooperate with any ZATCA audits or inquiries and provide necessary documentation as requested.

Confidentiality and Data Protection

Gray House treats all client information as strictly confidential. We implement industry-standard security measures to protect your data in accordance with the Saudi Personal Data Protection Law (PDPL).

  • All data is encrypted in transit and at rest
  • Access is restricted to authorized personnel only
  • Staff are bound by confidentiality agreements
  • Data is stored within Saudi Arabia or approved jurisdictions
  • Regular security audits and compliance checks

We will not disclose your information to third parties except as required by law or with your explicit consent.

Limitations and Disclaimers

While Gray House strives for accuracy and excellence, the following limitations apply:

  • Gray House is not a licensed public accounting firm
  • Services do not constitute legal, tax, or investment advice
  • You retain ultimate responsibility for all tax filings and submissions
  • We rely on the accuracy of information you provide
  • Force majeure events may impact service delivery

Important: This Agreement does not create an attorney-client, accountant-client, or fiduciary relationship. For specific legal or tax advice, please consult licensed professionals in Saudi Arabia.

Termination

Either party may terminate this Agreement:

  • Client may cancel with 30 days written notice
  • Gray House may terminate for material breach with 15 days notice
  • Immediate termination for fraud or illegal activities
  • Upon termination, you will receive all your data in standard formats
  • Outstanding fees must be settled before data release

Questions About This Agreement?

If you have questions about this Subscription Agreement or need clarification on any terms, please contact our team before subscribing.

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